When you think about a 4 BHK house, a four-bedroom, hall, and kitchen residential unit common in Indian urban housing. Also known as a 4 bedroom apartment or villa, it’s one of the most sought-after layouts for growing families, multigenerational living, or those who need space for home offices and guests. But the price? It’s not the same in Mumbai as it is in Jaipur. Or even in the same city, between a gated community and a corner plot in an old neighborhood.
The construction cost, the expense of building materials, labor, and design for a new home for a 4 BHK can range from ₹2,500 to ₹6,000 per sq.ft. in most Indian cities. That means a 2,000 sq.ft. house could cost anywhere from ₹50 lakhs to ₹1.2 crores just for the structure. But that’s not the full picture. The land cost, the price paid to buy the plot where the house will be built often doubles—or triples—that number in metro areas. In South Delhi or Powai, land alone can eat up 70% of your total budget. In Tier-2 cities like Indore or Coimbatore, you might get twice the space for half the price.
Then there’s the builder premium, the extra charge for brand reputation, amenities, and marketing. A well-known developer might charge 20-30% more than a local contractor, even if the finishes are similar. And don’t forget the hidden fees: parking charges, club membership, maintenance deposits, and statutory clearances. These can add another ₹5-15 lakhs easily.
What you’re really paying for isn’t just four bedrooms. It’s the location—the school nearby, the hospital access, the metro link. It’s the layout—whether the kitchen faces the right way, if the master bedroom has an attached bath, if there’s space for a servant quarter. It’s the finish—granite countertops versus ceramic tiles, branded fittings versus local brands. And yes, it’s the perception—owning a 4 BHK in a posh society still carries weight in Indian social circles.
Some people buy 4 BHKs to rent out. Others buy them because their parents live with them. A few buy them as investments, betting on future resale. But most buy them because they need the space—and they’re willing to stretch their budget to get it. The truth? There’s no single price for a 4 BHK house in India. The number you see online is just a starting point. What matters is what’s included, where it’s built, and who’s selling it.
Below, you’ll find real stories and data from people who’ve bought, built, or compared 4 BHK homes across India. No fluff. No marketing spin. Just what they paid, what they got, and what they wish they’d known before signing the deal.
Building a 4 BHK house in India costs between ₹70 lakhs and ₹2 crore, depending on location, finish quality, and land prices. Learn the real breakdown of costs and how to avoid common financial traps.